Campervan Insurance

No matter what type of campervan you’ve got, or where you travel with it, you need to get campervan insurance. It is very important that you insure your vehicle correctly.  In the event of an accident, fire or theft, you need to ensure your vehicle is properly covered, and for the correct amount.

It’s very time consuming to contact all of the companies offering campervan insurance and compare their prices.  So, we’ve teamed up with QuoteZone to provide a quick and easy way to compare  all of the major campervan insurance providers to find the best value insurance for your vehicle.  All types of campervans and motorhomes are included, even DIY conversions.  Be sure to get European cover if you intend to take your vehicle to European countries.


This insurance comparison tool is provided for your use by SEOPA. campervanlife.com and Orange Tree Media LTD are not responsible for the contents of the comparison you receive.

DIY / Self Build Campervan Insurance

Insuring your DIY campervan conversion used to be a difficult process.  But, thankfully today there are several companies to insure vehicles that you have converted yourself.   The QuoteZone comparison tool above can help find cover for your conversion.  Once you’ve selected “DIY” as your “Type of Conversion”, you get to choose how long you think you need to complete the conversion, and you’ll be offered insurance for the correct cover.  Believe me, this is a lot easier than previous years when we’d have to jump through some hoops to get appropriate cover when changing from the van stage to the campervan.  You can also use the link below to get a DIY conversion quote

Panel Vans (for DIY conversions)

If you have a panel van which you intend to convert into a campervan then use the QuoteZone comparison tool above to find a great deal.  Once you’ve selected “DIY” as your “Type of Conversion”, you get to choose how long you think you need to complete the conversion, and you’ll be offered insurance for the correct cover.

If you are not ready to start your conversion, and you just want to insure the vehicle as a van when try the QuoteZone van insurance comparison tool.

Important: If you have completed your own campervan conversion, you can, if you like, re-classified your vehicle as a camper van, and then get it insured as a camper van.

Motorhome Insurance

If you have a motorhome then try the QuoteZone motorhome insurance comparison as they compare the leading motorhome insurance providers and you could find a great deal in one easy search.

  1. Insurance under 25
    Hi im a 21 year old male living in the republic of Ireland, ive had a full licence for 2 years and been a named driver on a car policy for those 2 years. Im thinking of buying a campervan but its turning out to be impossible to get insured on a camper even as a named driver with my father, who has never had a claim, as the primary driver. Im just wondering if you know of any other possible routes i could take or companies that would consider insuring me. Thanks!

    Reply

    1. Hi im now in a very similar position to you eric. I’m 21 but i’ve had my license 3 years without claims and i’m now trying to get insured as a named driver under my mum who has no claims also and finding it impossible..

      just wondering if you foumd a solution?

      Reply

  2. Hi I hope you can help me,
    Hi I hope you can help me,

    We are hoping to buy a Mazda Bongo to use mainly as a camper van and also a carry about van when necessary…
    I’m really struggling to get an idea of the difference in insurance prices if we bought:

    1. A fully converted camper Bongo ready to go
    2. A Bongo which has the power hook ups etc but we would need to install a working kitchen unit along the rear replacing the rear seats

    Is there a huge price hike in insurance premium if you do it yourself?

    Please can anybody give me a rough idea – I’ve tried getting in touch with Shield to ask them but no joy so far…

    Any help greatly received
    Cheers

    Reply

  3. insurancetoimport
    Hi, I have bought a vw transporter from Ireland to England and want to import it and then convert it to a camper. I have been told I need to insure it before I can import it but my insurance company (and others) say they won’t insure a vehicle before it’s imported! Can you help? Also would it be easier if I converted it first? What exactly do I need for it to count as a campervan?
    Thankyou in advance!

    Reply

    1. Here is info on converting a
      Here is info on converting a campervan with the DVLA:
      https://www.campervanlife.com/building/legal

      Who told you that you need to insure it to import it? I don’t think that is correct.
      I think the correct process is to import it first, then insure it, then re-register is as a campervan.

      Reply

  4. camper
    My insurance company has asked for a garage to check the van and give me some sort of certificate ? has any body know what they mean it is all ready reg. as a motor home with the DVLA
    Thanks Ralph .

    Reply

  5. T2 Campervans
    I’m hoping you can help

    I’m looking to buy a T2 campervan – the one that actually runs and need little or no restoring – but I’m unable to find out how much the insurance would cost me. All I wanted is a rough idea, to give me something to work with.

    I’m nearly 40 and in employment.

    Thanks!

    Reply

    1. There are some popular T2
      There are some popular T2 forums and website. The guys there will be able to give you good figures I would think:

      https://www.google.co.uk/search?q=vw+camper+forum

      Reply

  6. Insurance for self-build camper with 9 seats
    I just got our insurance renweal and realised there was an error, in that it said there were 7 seats with seat belts, but actually there are 9 (inc driver). I told the insurers, and they said they can’t renew the policy as they don’t insure for more than 7 seats. We need six seats in the back to sit at for meals. (family of 6)
    I’m trying more companies – can anyone recommend one?
    Crazy thing is I’ve made sure there are seat belts which makes it safer, but is a problem for the insurers. Another company won’t insure because there isn’t a fixed gas supply, which clearly reduces risk. It’s all a bit loony.
    Thanks

    Reply

  7. Hi please can you help I’ve
    Hi please can you help I’ve just passed my test I’m 30 and don’t have a clue how much It would cost to get insured on a no frills camper van I’m looking to buy for around £5000 I no this will depend on the engine but I don’t no much about that either yet to be honest hope you can help thanks Dan ( desperate!)

    Reply

  8. insurance
    Hi,

    firstly i’d just like to say that this website is fantastic and the information iv’e found on it is invaluable so thank you.

    but i’d like some advice or help if anyone can with the following issue

    I’m 25 and planning a trip across Europe in my self build campervan (ford transit swb – will eventually be re classified as a motor caravan) but i need insurance for that will start from July and i need to know a rough figure of how much this will cost for a policy that includes 365 days in EU

    ive spoken to lots of the companies listed above but some wont give me a quote until the conversion is finished and they can see pictures. which i get but i need to know a rough price so i can figure out expenses etc

    has anyone taken out a policy like this who is around my age that can give me just a ball park figure to work with???

    thanks

    Joe

    Reply

  9. mytravelphotoblog October 20, 2012 at 8:07 pm

    12 Months Insurance
    Hi, I’m trying to find an insurance company that will insure me for a year while I travel Europe. I can only find insurance to cover me for 6 months out of the UK to travel Europe. Has anyone traveled Europe for a year and where did you get your insurance from?

    Reply

    1. insurance
      Having just spoken to Campton insurance, the minute i mentioned full time living in a camper they told me they could not help in any way.Even to the extent of not being able to answer other questions i had , due to the fact i had asked about full time living first, i must add that the person i spoke to was very polite about it.

      Reply

      1. That’s a shame. It seems
        That’s a shame. It seems things have changed since I had that insurance policy.
        Have you tried Insurance Choice?

        Reply

  10. Under 25 insurance
    Really struggling to find any insurance companies that will insure anyone under 25, im 20 myself and need this insurance asap, please help?!

    Reply

    1. insurance
      We were in the same boat – it was so hard to find insurance, and if we did it was mega expensive as we are only 23. BUT then we found Downunder insurance! They are great – specialise in insurance for overseas travelers like ourselves so covered everything we needed including europe and uk insurance and is much much cheaper than any uk insurance providers!

      Reply

  11. Short Term Insurance
    I am travelling for 2 months this summer, so does anyone know any companies that do short term, monthly van insurance?

    Thanks

    Reply

  12. Insurance before buying
    Hi, I am planning to buy a van but would like to know the rough price range of insurance beforehand. Most websites seem to ask for the vehicle reg which I do not hand. Is there any way to know a rough estimate??

    Reply

    1. Are you going to buy a
      Are you going to buy a campervan that is already converted, a standard empty van or a van you intend to convert to a campervan? It make a big difference in finding the right insurance.

      Reply

      1. Im going to buy a van and
        Im going to buy a van and then convert it

        Reply

  13. fiat doblo
    hi have read all comments on your website but am stil unsure what i can insure my vehicle for. I have a high top fiat doblo car and jus want to take out rear 3 seater and fix up long side seat to pull out as a bed. with a small unit other side to house portable single cooker and water container but no sink. car is used for social use and hopefully occasionally to sleep in. can you help me?

    Reply

  14. Hi,
    Can anyone recommend a

    Hi,

    Can anyone recommend a European breakdown cover company that will cover us for 365 days in Europe? They all seem to offer a maximum of 90 days. Help!

    My 2 cents on general insurance is to try Herts Insurance. They were the only company that would cover us for 365 days abroad with our newly acquired driving licences.

    Thanks for a great site Darren!

    Reply

    1. I hear very good things about
      I hear very good things about ADAC

      http://www.adac.de/mitgliedschaft/adac_membership/

      They are a German company, but offer cover to people from all countries.

      I believe their phone number is 0049 1805 10 11 12 (German number). Ask to speak to an English speaker.

      Reply

  15. What an Earth is it? – For insurance purposes
    Ive been trying to source some insurance before committing to by a converted Merc Sprinter Panel van but I’ve come a cropper with what the van is classified as for insurance purposes. It has been converted by conversion company but is not on the V5 as a motor-caravan. Is it:

    -A self-build
    -A Professional Build motorhome
    -A campervan

    ???????????????

    Please help!

    Thanks – very confused

    Reply

  16. Where to start? I bought a
    Where to start? I bought a transit minibus to convert into camper. My idea is to travel around Europe for a few months. I’ve been living in the UK for several years, although,never owned car before, which means don’t know how it works. Which insurance should I look for?I’ve been driving here, but rented cars only. I never had penalties and my age is 35.

    Secondly, where should I look for to convert the minibus? Again, don’t know nothing about companies, or prices; Would it be possible (and cheap)to have solar power?

    thanks for your help,
    L

    Reply

    1. Hi Darren,
      Thanks for your

      Hi Darren,
      Thanks for your help. Regarding your questions, I will give to someone,I suppose… It all depends on prices,I can’t do the electrical side. I’m thinking on staying for a while on locations. I will be doing this by stages, as I don’t know yet my budget. For now I’m focusing on Insulation and the basic first stages. I’ve been looking for isolation materials, but there’s so many options?? What is the best material, and thickness I should use?
      Many thanks

      Reply

  17. If a van doesnt pass the DVLA inspection to comply as campervan.
    Hi does anyone know if I convert my van but it doesnt meet the exact specifications as a campervan and therefore cannot be re registered as such, is it still possible to get insurance? with a bed, sink, cooker and maybe a small wood burner?

    It seems nowadays if a van doesnt look like a standard campervan from the outside they are refusing to re register them. This doesnt bother me as such, I just want to have proper insurance…

    Any advice would be great thanks…

    Reply

  18. campervan insurance in australia
    Anyone doing a campervan tour of Australia should definately get insurance. Australia is one of the worst countries in the world for campervan damage during your trip.

    Reply

    1. Geoffrey Shepherd April 19, 2012 at 1:06 am

      Campervan insurance Australia.
      It depends where you go.If you are just cruising the highways on bitumen roads it is similar to anywhere else it is just that the distances are huge.
      On the other hand if you go off road then you need to be very aware of the potential problems and Europeans can come unstuck with seemingly simple things such as mobile phone coverage being totally absent in some areas.Distance between fuel stops is another problem if you don’t give it some fore thought.
      If you are not used to dirt roads and desert seek advice from motoring organisations for example,some of the roads are boulder strewn and it requires real skill to drive on them and the risk of damage is very real.

      Reply

  19. Rock n roll and hard place
    Having trouble because of job (tick box mentality of insurers rather than real risk) in getting insured for transitional period – from panel van to self converted. So becoming less bothered about changing V5 to motorhome, could cope with a seat-bed plus a window, insulation and new lining in my T4 on ‘day van’ type insurance. Think insurers will go for that more than 3-6 months to convert-style insurance? Current policy says ‘no mods’ – not even window. Could cancel and convert fully before re-insuring as camper but leaves me without vehicle until done, and until DVLA judges it good enough, or otherwise… Could be 3 months with no wheels… Have hit the wall – internet quotes not specific enough and bit muppety so far on the phone. Any advice appreciated.
    * Nice work to all the posters and this site though – quality – keep it up.*

    Reply

  20. transit conversion
    Hi I have just bought a transit coversion reg as motor cravan on V% can you tell me hwere I can get insurnace on it please.
    Regards
    Dee

    Reply

  21. Hello
    Can anybody offer

    Hello
    Can anybody offer information regarding insurance that would also cover occassional use of my 1991 merc camper to and from work.
    In the summer I would like to be able to drive to work in it on Friday and leave for a weekend trip from there.
    My current insurance will not cover any use for travel to work.
    thanks
    Vintage

    Reply

  22. Insurance?
    Hello, I’m 29 and about to start a conversion of an ex minibus, I’m starting to hear that insurers don’t like minibus conversions so any advice on sympathetic insurers would be great. Also could anyone give me a rough idea of what your average camper conversion premium should be?
    Cheers

    Reply

  23. insurance for under 25
    i am looking to buy a converted ford transit camper van, I am 23 and am struggling to get insurance.

    i can get normal van insurance does anyone know if this would be suficient it is not registered with the DVLA as a camper.

    Thanks

    Reply

  24. EN1949 and simple gas installation
    I am designing a campervan at the moment and cannot seem to find information regarding gas installation.

    The insurance page regarding DVLA transfer to a campervan mentions a remote gas supply. If I have a normal campstove with say Campingaz or similar bottles, does a short gas connection count as remote? I only want a simple connection and am happy to mount the gas supply tubing and bottle to the body. It would effectively be a camping stove mounted to the cabinetry.

    Also, as far as EN1949 goes, do I need to fit a 30mBar regulator to the bulkhead to comply and get insurance later on?

    Any comments or info are welcomed.

    Greg

    Reply

    1. Hi Greg
      As far as I know, a

      Hi Greg

      As far as I know, a simple gas stove with 2 burners is fine with the DVLA for re-registering as a campervan. The stop tap on the regulator us also enough to comply with the guidelines.

      EN1949 only applies to manufacturers of motorhomes. Most insurers of self converted motorhomes are not looking for you to comply with EN1949. They just want everything to be safe.

      Reply

  25. Regarding the insurance question
    Yes your son will have to get insurance too.
    If your insurance is for you and your husband only…

    Reply

  26. can anyone tell me, if my
    can anyone tell me, if my campervan is insured for both myself and my husband to drive and i want to lend it to my son does he have to get separate insurance for one week, he is 35 and has a full drivers licence

    Reply

    1. If your insurance is for you
      If your insurance is for you and your husband ONLY, then yes your son will have to get insurance too.
      It is generally best to get your son added as a named drive to your existing insurance policy.
      Your current insurer might not like you getting insurance with another company for a different driver.

      Reply

  27. insurance
    Age 36, held a clean license for just under a year, anyone know of campervan insurance that costs under £300 quid for third party fire & theft. Half the companies won’t touch me with a barge pole and the one’s that do wanna bankrupt me.

    Reply

    1. Yep, the 1.7 petrol Renault
      Yep, the 1.7 petrol Renault Trafic camper I want to buy is only worth £2500, is over twenty years old and apparently the owner said it has reached over 50mph once in it’s lifetime and it takes ten minutes to get 0-60mph. I’m prepared to value it at £1000 quid and have an excess of £300 quid to bring the 3rd party premium down.

      Reply

  28. Over 65s with overseas licences
    Does anyone know of an insurance company that will insure over 65s with New Zealand licenes? Downunder was a good bet but they won’t insure anyone over 65. The only other place that will do short term insurance is dayinsure but the campervan has to be built for purpose and not a conversion. Any help would be great thanks.

    Reply

  29. Campervan insurance
    Hi, Love the site, it’s been very helpful.
    I’m planning to buy a VW Campervan and I’d like to hire it out to help cover costs but I have no idea how the insurance would work. Does anyone have any experience of this?
    Thanks!

    Reply

    1. No idea. You’ll be running a
      No idea. You’ll be running a business, so you’ll need vehicle insurance, and public liability at the least.
      Why not ask some of the other rental companies? Someone will tell you, although some might ignore you as they’ll consider you potential competition. Aim for someone on the other side of the country to you 🙂

      http://www.google.co.uk/search?q=campervan+hire

      Reply

  30. Undecided
    Could someone please give me rough idea of what it costs regarding insurance on a van whilst travelling europe. We are looking at traveling for around 6 weeks but have not bought a van yet as we would like to know how much the insurance is going to cost first. Also is there a wedsite somewhere that list good places to park and camp for free around europe.
    Many thanks

    Reply

  31. bike insurance
    Hi can anyone help. We need cover for our bikes when we use our campervan. So far I have not found an insurance company that insures them
    Thanks for your help
    Gill

    Reply

    1. Hi. Are you looking for an
      Hi. Are you looking for an insurance policy that will cover your bicycles when stored in your campervan?

      Reply

  32. how to register the van as a camper van…
    dear daren,

    i am pluzzled that if your van is not get side window how can it be registered as a camper van, and by the way to buy the issurance..it will be a big big trouble if any accident happened …i would like to have your experiences…thanks and with regards…

    owen

    Reply

    1. My vehicle was never
      My vehicle was never registered as a ‘Motor Caravan’ My insurance company were happy to insure it as a van only, even with the camper in the back. In the event of an accident, fire, theft or anything else, they would only pay me the value of the van, and none of the fittings.

      In hindsight I would have re-registered the van, but it was supposed to be a stealth camper. Maybe next time 🙂

      Reply

      1. Insurance Nightmare
        Hi Darren, I have a small camper which does not fall into the bizarre specs needed to become an official camper. You mentioned that your insurance company would just insure your base vehicle without the modifications. Which insurance company is this? ‘Lloyds’ originally said they would do a similar thing but now it has come to renewing the insurance and they say that undeclared modifications will make the insurance invalid.

        Cheers

        Reply

        1. Ji Jan
          The company I used no

          Ji Jan

          The company I used no longer will insure more simple campers this way.
          I would suggest contacting lots of insurers and see which will cover it this way.
          Might we worth trying a specialist such as Adrian Flux.

          All the best

          Darren

          Reply

  33. European Insurance for Under-25s
    Hi, do you know of any companies that will insure under-25s (I’m 20 by the way) for European insurance, pretty much 365 days of the year? I will be living in France for nine nonths but I want to go back to England for holidays etc.

    Reply

  34. Insurance for a Bedford Bambi/Romanhome
    Hello!

    Am really stuck for insurance. I have swapped my australian license (14 years full) for a UK one in 2007. Am struggling to get anyone that will insure me for a reasonable amount. Any clues to who i can speak to besides the quotezones and market comparing sites?

    Cheers

    Reply

  35. Campervan Insurance
    Can anyone suggest a reasonably priced insurer. We want to insure our son (30 year old)as a 2nd driver, who has been in UK for 1 year (full UK/EU driving licence)and we are struggling to get cover for him? Can’t understand it as he has insurance on his own car!

    Reply

  36. top site
    Hi Darren,just wanted to say,that Ive spent the last 2 hours reading an really enjoying your site.Great tips on free camping,its always a shame when you visit a great location,only to have to trudge off and find a real camp site. Keep up the good work fella.

    Reply

    1. Thanks, glad the website is
      Thanks, glad the website is of help 🙂

      Reply

  37. Campervan insurance
    heads up… just rang the Post Office and was told they don’t insure campervans. Just thought I’d pass it along.

    Reply

  38. Thanks for a really
    Thanks for a really informative and helpful website. We keep referring to it during our conversion. Cheers

    Reply

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