Camper Van Insurance
No matter what type of vehicle you've got, or where you got it, you need to get it insured.
It is very important that you insure your vehicle correctly. In the event of an accident, fire or theft, you need to ensure your vehicle is properly covered, and for the correct amount.
If you intend to travel abroad with your vehicle, you need to ensure your motorhome insurance covers you.
Below are insurance companies we have used, or that have been recommended by our readers.
Professionally Built Campervans & Motorhome Insurance
Getting insurance for a professionally built campervan is fairly straight forward. Most of the companies can provide instant cover for well known models.
UK
- QuoteZone - Campervan & Motorhome Insurance specialists. They compare multiple insurers to find you the cheapest quote.
- Insurance Choice - Specialists in insuring Professional Campervans & Motorhomes.
- Sureterm Direct Campervan Insurance - Comparing insurance quotes for Campervans and Motorhomes from a panel of insurers. Obtain a free quote online or by calling on 0800 999 2030.
Home / DIY Campervan Conversion Insurance
Important: If you have completed your own campervan conversion, ensure that you have re-classified your vehicle as a camper van, and then get it insured as a camper van. This is important to ensure you are covered legally, but you will also get other benefits such as cheaper road tax.
Insuring your campervan conversion used to be a difficult process. But, thankfully, today, there are companies happy to insure vehicle that you have converted yourself.
UK
- QuoteZone - They compare multiple insurers to find you the cheapest quote.
- Insurance Choice - Specialists in insuring DIY campervan conversions. Click the 'get a quote button' on their website.
- Shield Total Insurance - Specialists in DIY motorhome and campervan conversions. They have a special policy that insures your vehicle during, and after your conversion. See their rules here.
- Adriun Flux - Specialists in DIY motorhome and campervan conversions. They have a special policy that insures your vehicle during, and after your conversion.
Panel Vans (for DIY conversions)
If you are converting your own camper van, but haven't finished yet, you need to insure the vehicle as a panel van. Once your conversion is complete, change your insurance to a camper van.
Important: If you have completed your own campervan conversion, ensure that you have re-classified your vehicle as a camper van, and then get it insured as a camper van (see above). This is important to ensure you are covered legally, but you will also get other benefits such as cheaper road tax.
UK
- QuoteZone - They compare multiple insurers to find you the cheapest quote.
- AutoNetInsurance - Great broker searching more than 40 insurers. Offers great discounts.
- Confused.com - Compares various insurance providers for quotes on small, medium and long wheel base vans.
Australian, New Zealand, South African, Canadian and American Drivers
If you are Australian, New Zealand, South African, Canadian or American and wish to get insurance to allow you to drive in the UK or Europe try
- Downunder Insurance - Specialist in insuring non-residents to drive all vehicles, including campervans, motorhomes and vans in the UK and across Europe.
Van insurance in Europe
There is a lot to consider when you compare van insurance online including the cover features available and the premiums you will have to pay. However, one vital feature that is often overlooked by van drivers is whether or not their insurance will cover them abroad. Read our guide to find out more…
To advertise your insurance company on this page, contact us.
Camper Van Life is brought to you by Darren Lambert, a big fan of camper vans.
can anyone tell me, if my campervan is insured for both myself and my husband to drive and i want to lend it to my son does he have to get separate insurance for one week, he is 35 and has a full drivers licence
If your insurance is for you and your husband ONLY, then yes your son will have to get insurance too.
It is generally best to get your son added as a named drive to your existing insurance policy.
Your current insurer might not like you getting insurance with another company for a different driver.
Age 36, held a clean license for just under a year, anyone know of campervan insurance that costs under £300 quid for third party fire & theft. Half the companies won't touch me with a barge pole and the one's that do wanna bankrupt me.
Yep, the 1.7 petrol Renault Trafic camper I want to buy is only worth £2500, is over twenty years old and apparently the owner said it has reached over 50mph once in it's lifetime and it takes ten minutes to get 0-60mph. I'm prepared to value it at £1000 quid and have an excess of £300 quid to bring the 3rd party premium down.
Have you tried:
https://www.sureterm.com/motorhome-quote/campervan-life
http://www.shieldtotalinsurance.co.uk/motorhome-insurance?campervanlife
http://www.campervanlife.com/go/cvl-insurancechoice.php
Does anyone know of an insurance company that will insure over 65s with New Zealand licenes? Downunder was a good bet but they won't insure anyone over 65. The only other place that will do short term insurance is dayinsure but the campervan has to be built for purpose and not a conversion. Any help would be great thanks.
Hi, Love the site, it's been very helpful.
I'm planning to buy a VW Campervan and I'd like to hire it out to help cover costs but I have no idea how the insurance would work. Does anyone have any experience of this?
Thanks!
No idea. You'll be running a business, so you'll need vehicle insurance, and public liability at the least.
Why not ask some of the other rental companies? Someone will tell you, although some might ignore you as they'll consider you potential competition. Aim for someone on the other side of the country to you :)
http://www.google.co.uk/search?q=campervan+hire
Could someone please give me rough idea of what it costs regarding insurance on a van whilst travelling europe. We are looking at traveling for around 6 weeks but have not bought a van yet as we would like to know how much the insurance is going to cost first. Also is there a wedsite somewhere that list good places to park and camp for free around europe.
Many thanks
Hi can anyone help. We need cover for our bikes when we use our campervan. So far I have not found an insurance company that insures them
Thanks for your help
Gill
Hi. Are you looking for an insurance policy that will cover your bicycles when stored in your campervan?
dear daren,
i am pluzzled that if your van is not get side window how can it be registered as a camper van, and by the way to buy the issurance..it will be a big big trouble if any accident happened ...i would like to have your experiences...thanks and with regards...
owen
My vehicle was never registered as a 'Motor Caravan' My insurance company were happy to insure it as a van only, even with the camper in the back. In the event of an accident, fire, theft or anything else, they would only pay me the value of the van, and none of the fittings.
In hindsight I would have re-registered the van, but it was supposed to be a stealth camper. Maybe next time :)
Hi Darren, I have a small camper which does not fall into the bizarre specs needed to become an official camper. You mentioned that your insurance company would just insure your base vehicle without the modifications. Which insurance company is this? 'Lloyds' originally said they would do a similar thing but now it has come to renewing the insurance and they say that undeclared modifications will make the insurance invalid.
Cheers
Ji Jan
The company I used no longer will insure more simple campers this way.
I would suggest contacting lots of insurers and see which will cover it this way.
Might we worth trying a specialist such as Adrian Flux.
All the best
Darren
Hi, do you know of any companies that will insure under-25s (I'm 20 by the way) for European insurance, pretty much 365 days of the year? I will be living in France for nine nonths but I want to go back to England for holidays etc.
Hello!
Am really stuck for insurance. I have swapped my australian license (14 years full) for a UK one in 2007. Am struggling to get anyone that will insure me for a reasonable amount. Any clues to who i can speak to besides the quotezones and market comparing sites?
Cheers
Try Insurance Choice
http://www.campervanlife.com/go/cvl-insurancechoice.php
They are specialists and I hear good things about them.
Can anyone suggest a reasonably priced insurer. We want to insure our son (30 year old)as a 2nd driver, who has been in UK for 1 year (full UK/EU driving licence)and we are struggling to get cover for him? Can't understand it as he has insurance on his own car!
Try Insurance Choice
http://www.campervanlife.com/go/cvl-insurancechoice.php
They are popular, and their rates are good.
Hi Darren,just wanted to say,that Ive spent the last 2 hours reading an really enjoying your site.Great tips on free camping,its always a shame when you visit a great location,only to have to trudge off and find a real camp site. Keep up the good work fella.
Thanks, glad the website is of help :)
heads up... just rang the Post Office and was told they don't insure campervans. Just thought I'd pass it along.
Thanks for a really informative and helpful website. We keep referring to it during our conversion. Cheers
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